Home Loan Rates
- Starting from
- 6.14% p.a.*
- Comparison rate
- 6.16% p.a.#
Whether you are buying your first home, refinancing, investing or financing your next vehicle, we help you navigate your options with confidence.
Loan rates
Terms and conditions, fees, charges and lending criteria apply.
Our finance solutions
From your first property to your next investment, we can help you explore suitable lending options.

Taking the first step onto the property ladder is an exciting journey. We’re here to guide you through every stage of buying your first home, from understanding your borrowing capacity to securing the best loan for your needs.
Learn more
Whether you’re purchasing your next property or looking to refinance your existing loan for a better rate, we’ll help you find the most competitive options in the market. Save thousands with the right loan structure.
Learn more
Build your property portfolio with competitive investment loan solutions. Whether you’re purchasing your first investment property or expanding your portfolio, we’ll structure the right loan to maximize your tax benefits and returns.
Learn more
We help you structure the right SMSF loan strategy, ensuring compliance while maximising your investment potential — all with expert guidance from start to finish.
Learn more
Building your dream home? Our construction loans provide flexible finance to bring your vision to life. We’ll help you navigate the building process with progressive draw-downs aligned to your construction stages.
Learn more
Don’t let past credit issues hold you back. We specialize in helping people with adverse credit history secure home loans. Whether you’ve had defaults, bankruptcy, or other credit challenges, we can find a solution.
Learn moreRepayment calculator
Adjust the figures below for a rough estimate — then speak with us for a full picture based on your situation.
Estimated repayment
/month
Plan ahead
Use finance calculators to estimate repayments, borrowing capacity and other key figures. These are estimates only and should not be treated as financial advice.
Lender choice
See the latest rates from our lender panel and compare loan options to help find a solution that's right for you.




































How it works
Google reviews
Abhi helped us secure a home loan despite having a low deposit and a more complex financial situation. He was upfront and transparent throughout the process, clearly explaining every step, from budgeting to property selection and the loan application. His knowledge, guidance, and persistence helped us achieve approval when other options seemed difficult. I highly recommend Abhi to anyone looking for their first home loan or refinancing Abhi Is best mortgage broker.
Abhi helped us navigate a complex property portfolio and successfully secured our finance. He got us competitive rates for existing loans and saved us time & money. His knowledge in trust, SMSF structures in very good and I highly recommend him
Highly Recommended Mortgage Broker
As a first home buyer, I was unsure about the loan process, but Abhi made it simple and stress-free. He clearly explained my options, helped with government grants, and secured a great loan. His support from pre-approval to settlement was excellent. I highly recommend Abhi Batra for first home buyers in Australia!
This is my third time I used EzyFinance and like always I got extra ordinary service.
This time I need access to funds ASAP and Abhi helped to me get funds on time.
Everything was so smooth and quick. Abhi is to go person for me.
was referred to Abhi by a friend, and after checking his Google reviews and profile, I was already impressed.
He helped me with a knockdown and rebuild loan after my existing lender couldn’t help . Abhi was upfront about the documents needed, handled all communication, and made the whole approval process smooth and stress‑free.
Very smart Finance broker
After having tried to work with other brokers and not getting anywhere, Abhi came along and everything changed. Abhi to me is "The Guru". He had my worries, concerns and questions answered. Everytime, he reassured us and explained things to us and would be readily available. Thanks Abhi for being the best. Thank you for making the process a bit more enjoyable. See you next time definitely.
I’m based in Western Australia and was referred to Ezy Finance Deals through a friend. From the first conversation, he asked question about financial goals and future plans. He then structured our new loan in a way that helps maximise our tax benefits and sets us up to buy our next investment property.
Abhi’s knowledge of lending, tax-effective structuring, and property finance is very impressive, and his communication throughout the whole process was clear, prompt, and easy to follow.
The process was smooth from start to finish, and I always felt informed and supported. Highly recommend Ezy Finance Deals to anyone looking for a smart, strategic mortgage broker who genuinely cares about your long-term relations and gets you best solution
I found Ezy Finance Deals online while searching for a local broker and I’m so glad I did. Abhi helped me refinance my existing property to a much better rate and also assisted with a business loan
His communication was clear and consistent, and the whole experience – from refinance to the business loan approval – was incredibly smooth and stress free.
He was always available to answer my questions and explain the options in simple terms. I will definitely be recommending Abhi and Ezy Finance Deals to my family and friends – not just for getting the best rate, but for having the best broker on your side.
I found Abhi online searching for broker in area specialising SMSF. From our first discussion, it was clear he has strong knowledge around SMSF lending and the specific requirements involved. He took the time to explain each step in plain language and made sure I understood how everything would work with my fund.
Abhi liaised directly with my accountant and conveyancer, which turned what I expected to be a very complex transaction into a smooth and straightforward process.
His communication was prompt, professional, and proactive, and I always felt everything was under control.
I’m extremely happy with how easy he made this SMSF purchase and wouldn’t hesitate to recommend Ezy Finance Deals to anyone needing expert, hassle-free finance advice.
From our very first chat, he listened carefully and broke everything down in a way that finally made sense. Abhi gave me the clarity and confidence
I came to Abhi at Ezy Finance Deals with a complicated situation desperately needed to refinance and complete a purchase a property where I can see renovate and flip
He truly went the extra mile to make sure I got the best possible outcome. It’s rare to find someone who understand complex lending — I can’t thank Abhi enough for his support and expertise.
FAQ
A mortgage broker compares home loans from a panel of lenders on your behalf, rather than offering the products of a single bank. We review your income, expenses, existing debts and goals, explain which loans you are likely to qualify for, and manage the application through to settlement. As a credit representative, we are required to act in your best interests.
We have access to a panel of lenders through our aggregator, outsource financial. Not every lender on the panel will be available to you. Which ones apply depends on your income, deposit, credit history, property and the loan you need. We will tell you which lenders we considered and why we suggested the ones we did.
Yes. Self-employed applicants are assessed differently, and lenders vary in what they accept. Depending on the lender, you may need one year of tax returns and notices of assessment, business financials, BAS or an accountant's letter. Some lenders consider shorter trading histories or alternative income evidence. We will tell you what each lender requires before you apply.
Yes. Refinancing means replacing your current loan with a new one, either with your existing lender or a different one. Before switching, we look at the total cost, not just the rate: discharge fees, break costs on a fixed rate, application and valuation fees, and the loan term you would be restarting. Sometimes staying put is the better outcome.
Start with a free, no-obligation conversation. Book a 30-minute call or send an enquiry, and we will discuss your goals and financial position. If you decide to proceed, we will give you our Credit Guide and Privacy Consent, confirm what documents are needed, and then compare suitable options. There is no cost to you for our services in most cases, as lenders pay us a commission on settlement.
Stay informed
Subscribe to our newsletter for expert property market insights, home ownership tips, and strategies to help reduce your mortgage repayment.