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3 conversations couples should have before getting a home loan

Purchasing a home as a couple is a major financial and emotional milestone. Beyond simply owning property together, it signifies a long-term commitment to shared financial and lifestyle goals. It’s vital that couples have open communication and clear expectations before applying for a mortgage to avoid future challenges. Here are three important questions to ask. […]

Inner Melbourne leads property price surge after rate cut

Property prices have surged in several markets since the Reserve Bank of Australia's first interest rate cut in February, with inner Melbourne emerging as the surprising frontrunner for both house and unit growth. According to PropTrack data, inner Melbourne house prices have risen 3.6 per cent since February, while unit prices have jumped an impressive […]

Can you refinance with a default on your record?

Life doesn’t always go to plan, and sometimes financial setbacks, like a job loss, illness, or unexpected expenses, can lead to a mortgage default. While this can impact your credit score and borrowing capacity, it doesn’t necessarily lock you out of refinancing your home loan. With the right strategy and support, refinancing is still possible, […]

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