Build your property portfolio with the right investment loan.
Whether you're purchasing your first investment property or expanding an existing portfolio, we can help you compare finance options and structure a loan around your investment goals.
Let's discuss your next property
Tell us about your plans and we'll help you understand the finance options available.
Turn your property strategy into a finance strategy.
Investment lending can involve different considerations from an owner-occupied home loan, including rental income, existing debts, available equity, loan structure and your broader portfolio position.
Ezy Finance Deals helps you compare suitable options across lenders and understand how the proposed loan may fit into your overall property plans.
The aim is not simply to find a rate. It is to structure finance that makes sense for the purchase you are trying to make and the portfolio you want to build.
Start with the bigger picture
Before applying, we can look at the position you have today and the next step you are considering.
Finance features that can support your strategy.
The right structure depends on your circumstances, investment objectives and lender policy.
Potential tax considerations
Interest on investment borrowing may be deductible in some circumstances. Always confirm tax treatment with your accountant or tax adviser.
Interest-only options
Some investment loans offer interest-only periods, which can be considered when assessing cash flow and overall strategy.
Use of available equity
Equity in an existing property may help fund a deposit or costs for another investment, subject to lender assessment.
Choice across lenders
Compare loan structures, features and pricing from a range of lenders rather than relying on a single option.
There is no one-size-fits-all investment strategy.
Your target property, available deposit or equity, expected rental income and long-term plans can all influence how the finance should be structured.
Capital growth
Consider properties and locations where long-term growth potential forms part of your investment thesis.
Rental yield
Focus on rental income and cash flow when assessing the sustainability of an investment property.
Renovate & hold
Finance can be considered alongside a value-add strategy where renovation and longer-term holding are part of the plan.
Portfolio expansion
Existing property equity and a well-planned loan structure may help support future purchases, subject to lending criteria.
Residential or commercial property.
Houses, apartments and townhouses
We can help you explore residential investment loan structures, including options that may provide interest-only periods, offset facilities or redraw features where available.
Retail, office and industrial property
Commercial lending can involve different lender requirements and property considerations. We can help you understand the available structures before you proceed.
A clear path from strategy to settlement.
Understand your position
We review your income, existing debts, property position, deposit or equity and investment goals.
Compare suitable options
We consider lender policy, loan structure, features and pricing against your circumstances.
Structure the application
We help prepare the finance application and supporting information for lender assessment.
Move toward approval
We keep you informed as the lender assesses the application and responds to any conditions.
Prepare for settlement
Once finance is approved, we help you understand the remaining steps toward settlement.
Plan the next move
For portfolio investors, we can discuss how future borrowing goals may fit into the broader strategy.
Be prepared before you apply.
Every lender has its own policy and assessment criteria. Having the right information ready can make the application process clearer and more efficient.
Useful documents to have ready
Good investment finance starts with the property strategy — not just the interest rate.
We help you compare the options, understand the trade-offs and choose a structure that fits your current position and future plans.
Our Lending Partners
Compare and save on your mortgage
See the latest rates from our lender panel and compare loan options to help find a solution that's right for you.
What Our Clients Say
Common questions about investment finance.
Start building your property portfolio with a clear finance strategy.
Talk to Ezy Finance Deals about your next investment purchase, refinancing strategy or portfolio expansion.
Start your investment enquiry